Every ATM exhibits different demand drivers, varying operational challenges and unique optimal efficiency metrics. That’s why CMS develops a mathematical cash management model for each ATM in your network. We tailor ATM solutions for financial institutions and independent deployers to the exact requirements and objectives of each network.
More than just Forecasting
Too often, too much emphasis is placed on the forecasting element of cash management. CMS’ mathematical approach to cash management takes an independent view of your network’s opportunities and constraints. By optimizing the entire cash supply chain, CMS achieves industry-leading cost and efficiency benefits.
Maximising Key Metrics
The efficiency of an ATM network can be the determining factor in profitability. We don’t stifle profitability by setting targets to key metrics such as residual percentages. Positive metrics should be a consequence of efficient cash management rather than a driver. Our customers experience industry-leading cash utilization and residual metrics.
A Streamlined Process and Intensive MI
Cash management costs typically occupy 25-40% of an ATM operation’s cost base, therefore ensuring these costs are optimized should be a priority. Not only is it important to ensure that the total cash management costs are minimized for the network, but also the three main constituents of cash management costs (armored transport, note supply and interest) are balanced. Disproportional costs can greatly impact the efficiency of a network and make it more difficult to adapt to changes in external factors. Our mathematicians constantly optimize the costs within your network, measure their impact on profitability and analyze future cost scenarios.
Each site’s mathematical model includes all of the costs associated with its operation, the key three being interest, armored transport and note supply. With this, all the modeling and simulations that are undertaken factor the cost base in, ensuring that maximum efficiency comes at the lowest possible cost.